Security-Based Lending

Securities-based line of credit can be a flexible and convenient financing solution, backed by eligible assets, that allows you to unlock the value of your investment portfolio without having to sell your securities. This can provide you with the liquidity you need for a variety of purposes, such as purchasing a new property, funding a business venture, or managing unexpected expenses.

Advantages of Securities-based line of credit:

  • Access to liquidity: Unlock the value of your investment portfolio while maintaining your current investment strategy and market exposure.
  • Competitive interest rates: Benefit from competitive interest rates, which may be lower than traditional loans or lines of credit.
  • Flexible repayment options: Choose from interest-only or principal and interest payment structures, allowing you to manage your finances according to your needs.
  • Fast approval process: Streamlined application process and dedicated team of specialists ensure you receive the funds you need in a timely manner

At Michini Wealth Management, we understand that each client has unique financial objectives. Our team of experienced wealth managers will work closely with you to create a customized securities-based line of credit solution that aligns with your financial goals and risk tolerance. As always, we are committed to providing the highest level of service and expertise to help you achieve your financial objectives.

Investment and Insurance products are:
• Not Insured by the FDIC or Any Federal Government Agency
• Not a Deposit or Other Obligation of, or Guaranteed by any Credit Union or Bank
• Subject to Investment Risks, Including Possible Loss of the Principal Amount    Invested

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. 

There are certain risks associated with securities backed lines of credit that would apply and there are certain limitations that would apply to the use and availability of the assets held in the account serving as collateral. As such, a securities backed line of credit may not be suitable for all applicants.